New Case Study: A U.S. Issuer’s Experience with Visa’s IDX Solution

New Case Study: Visa’s IDX Solution

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Recent posts

  • Case Studies

    An Australian Issuer’s Journey from SMS OTP-Only to Risk-Based Authentication Using VCAS

    Do you want to reduce fraud, challenges and cart abandonment in your online transactions? See how this Australian issuer accomplished that by incorporating Risk-Based Authentication.

    read more
  • Case Studies

    Risk-Based Authentication: How a Peruvian issuer reduced ecommerce friction for their cardholders

    See how a Peruvian issuer used risk-based authentication for their digital transactions, resulting in fewer challenges while keeping their fraud rate at an acceptable level.

    read more
  • Case Studies

    A U.S. Issuer’s Experience with Visa’s IDX Solution

    See how a large US issuer incorporated authentication data into their authorization flow with Visa’s Intelligent Data Exchange, resulting in more authorizations and less fraud and false positives.

    read more
  • Industry News

    The Sunset of EMV 3DS 2.1

    EMV® 3DS 2.1 is being sunset by Visa, Mastercard, American Express, Discover, and JCB in 2024. Once the sunset happens, merchants, acquirers, and issuers will not be able to authenticate EMV 3DS 2.1
    transactions through these networks.

    read more
  • Industry News

    Up with approvals, down with fraud

    With Cardinal Consumer Authentication (CCA), merchants can experience an increase in approvals and decrease in fraud, while helping to deliver a better customer experience.

    read more
  • Industry News

    How to prepare now for an early, double-digit growth ecommerce season

    It’s halfway to the most wonderful time of the year! With the season starting earlier – and double-digit ecommerce growth expected – now’s the time to dot your i’s and cross your t’s so don’t miss out on your slice of the pie.

    read more
  • Industry News

    Optimize EMV 3DS with Method URL

    One of the best things you can do to get the full benefits of authentication is to optimize EMV® 3-D Secure to its fullest. This means providing priority data elements in an authentication request, invoking Method URL, and allowing it to complete collection of device data.

    read more
  • Industry News

    Understanding ECI values – An important step in your authentication strategy

    The Electronic Commerce Indicator (ECI) is a value returned by the Directory Server and ACS indicating the outcome of authentication requested on transactions for EMV® 3-D Secure.

    read more
  • Industry News

    March 14 and what it means to European merchants

    As of March 14, 2020, Visa is mandating issuers in the European Economic Area (EEA) need to be live with EMV® 3DS v2.1.

    read more
  • Industry News

    Take charge of your chargebacks with EMV 3-D Secure

    The dreaded chargeback. You’ve just come off a successful holiday season and the chargebacks start rolling in.

    read more
Case Studies

An Australian Issuer’s Journey from SMS OTP-Only to Risk-Based Authentication Using VCAS

Do you want to reduce fraud, challenges and cart abandonment in your online transactions? See how this Australian issuer accomplished that by incorporating Risk-Based Authentication.

read more
Case Studies

Risk-Based Authentication: How a Peruvian issuer reduced ecommerce friction for their cardholders

See how a Peruvian issuer used risk-based authentication for their digital transactions, resulting in fewer challenges while keeping their fraud rate at an acceptable level.

read more
Case Studies

A U.S. Issuer’s Experience with Visa’s IDX Solution

See how a large US issuer incorporated authentication data into their authorization flow with Visa’s Intelligent Data Exchange, resulting in more authorizations and less fraud and false positives.

read more
Case Studies

EMV® 3-D Secure – It’s not your main business, it’s ours.

There’s more than meets the eye when it comes to building your own EMV 3DS solution versus implementing a commercially-available solution.

read more
Case Studies

Cardinal Industry Benchmarks: Entertainment and Ticketing

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the entertainment and ticketing industry.

read more
Case Studies

Cardinal Industry Benchmarks: Public Transportation

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the public transportation industry.

read more
Case Studies

Cardinal Industry Benchmarks: Sporting Goods

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the sporting goods industry.

read more
Case Studies

Cardinal Industry Benchmarks: Luxury Goods

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the luxury goods industry.

read more
Case Studies

Cardinal Industry Benchmarks: Jewelry

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the jewelry industry.

read more
Case Studies

Cardinal Industry Benchmarks: Computer and Software

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the computer and software industry.

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Case Studies

Cardinal Industry Benchmarks: Department Stores

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the department store indsutry.

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Case Studies

Cardinal Industry Benchmarks: Clothing and Footwear

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.

read more

Resources

Payments glossary

eCommerce concepts defined: an A‑Z reference guide for industry terms.

Industry benchmarks

Learn how 3‑D Secure can lead to higher authorization rates and help remove fraud. Download these free industry benchmark studies to see how 3‑D Secure impacts different verticals.

FAQs

Our consumer authentication experts offer answers to our users’ most Frequently Asked Questions.

More Resources

EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC